Car Accident Compensation Claim Guide
After a car accident, you may be entitled to compensation for injury and property damage.
Step 1: You should collect information such as other driver’s insurance company, name, address, and telephone numbers, and vehicle type.
Step 2: You should call up the Insurance Company of the other drivers and outline any injuries and damages you have suffered.
Step 3: Allow your vehicle to be inspected by a claims representative. You should also cooperate completely when asked for estimates on damages you have suffered.
Step 4: If there was any other damage then it should be mentioned as well.
Step 5: Know that your claim extends beyond the actual costs of injury to include pain and suffering and lost work time.
How to File a Car Accident Claim
Step 1: Keep a copy of the police report.
Step 2: Get yourself medically examined. If you suffered physical injuries then it should be mentioned in your medical report.
Step 3: Perceive what sort of protection your insurance policy provides.
Step 4: Your medical report should be made available to the insurance company.
Step 5: You can claim for any injuries under medical pay coverage.
Step 6: You can also make claim for lost wages, personal injuries or extended disabilities under uninsured motorist coverage in case other party was at fault but not insured.
Step 7: You should allow your car to be photographed and inspected. You should also present estimates on the damages.
Step 8: Present bills for towing and storage costs.
Step 9: You should ask your agent to send a substitute vehicle in case you have a rental reimbursement coverage.
Step 10: Notify your agent of any damages.
Step 11: Speak to your Car Accident Lawyer if other party was at fault and denying responsibility. You should also contact a lawyer in case you suspect that the insurance company is using under-hand tactics to deny your claim.